Credit Checks

Your credit report is a really valuable asset and so it is really important that you ensure it is accurate and the information it contains is up to date. The file is used by banks and lenders performing credit checks to decide whether or not they will grant you a loan or credit card. Because it is so important you don't want it to contain incorrect or out dated information which could mean you are rejected. To access your report you can use a credit report service to check and maintain it.

Listed below are some credit report services for you to compare. Some credit file services offer a free trial period so it is worth looking into this in advance and also some offer free advice and tips to help you clean or boost your credit report and protect yourself against fraud.

View Credit Report Services Below

COMPANY	PRODUCTS	FREE TRIAL	COSTS	CANCELLATION	IMPROVED CREDIT	APPLY
Check My File	Credit Score & Credit Report	30 Day Free Trial	$19.95	Anytime	Helpful hints and tips
	Take control of your personal finances. The first company in Australia to provide consumers with online access to credit reports. Find out what's in your Dun & Bradstreet credit report, see what lenders see, know who's been looking at your credit report, and why. See instantly how lenders credit score you, find lenders matched to your credit score, and find out how to improve your credit score, all free					Services Services 1. Check your credit report 2. Guard against identity fraud 3. Find cheap credit Advantages Advantages 1. Take control of your personal information 2. Find out what is in your Dun & Bradstreet credit report 3. Know who has been looking at your credit report. 4. FREE Credit Score. 5. FREE Credit Report Monitor - Trial Subscription. Disadvantages Disadvantages 1. After the 30 day free trial you must remember to cancel your membership otherwise you will be charged.
Veda Advantage	Credit File, Identity Theft Prevention, Vehicle and Property Services	No	From $36.95	30 days written notice	Helpful Advice
	Veda Advantage offers you a range of personal services such as access to your Credit File, Identity Theft Prevention, Vehicle and Property Services. Request a copy of your credit file today to ensure your credit history is accurate and up-to-date.					Services Services The information contained in a credit file can be used in determining a person’s credit-worthiness. Advantages Advantages 1. Veda Advantage offers you a range of personal services such as access to your Credit File, Identity Theft Prevention, Vehicle and Property Services. 2. Everyone is entitled to a free copy of their credit file. We can dispatch your file to you within ten working days, free of charge Disadvantages Disadvantages 1. There is no free trial. 2. If the information you have provided does not sufficiently meet our security requirements, you may be contacted by Veda Advantage and asked to provide documentation to verify your identity. This may affect the timeframe of you receiving the file.
Dun and Bradstreet	Credit Report and Fraud Prevention	No	From $30	Ask on application	Helpful Advice
	View your report instantly online or select to have your report delivered by Express post with D&B's Instant Access service. When you order your credit report through D&B a personalised account is created for you at no additional cost to help you manage your credit profile easier and maintain the complete picture of your financial health.					Services Services Receive your free report in 10 business working days Advantages Advantages 1. Access your credit report instantly for just $30.00 2. Standard Service 3. Instant Access Disadvantages Disadvantages 1. There is no free trial