Poor Credit Rating CardsFree Credit Reports

Many people in Australia will have a poor credit rating which can arise from a variety of reasons including failing to pay your credit card bill or repay a loan. Anything less than a satisfactory credit rating will prove to be a large obstacle when it comes to being accepted for a standard credit card. Poor credit rating cards are aimed at people who have a poor credit rating. Whatever your financial history you can be approved for poor credit rating cards and you can even use them it to help rebuild your credit score.

In the table below you can compare the main features of different poor credit rating cards which are flexible and can offer a great range of benefits. Once you have made your decision simply click on the product that is most suited to you to inquire further or to apply.

View Poor Credit Rating Credit Cards Below

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ANZ Access Advantage with Visa Debit
ANZ Access Advantage with Visa Debit

Visa Card0% $1-$49,999n/aNoYesNoDebit CardDebit CardANZ Access Advantage with Visa Debit
ANZ Access Select with Visa Debit gives you all the benefits of Visa, while spending your own money from your own account. Plus you can enjoy the convenience of the worldwide Visa network, which allows you to shop online, overseas and over the phone. Check website for Terms and Conditions. You can even use your card to withdraw money and pay bills. No credit history needed!Services

Services

Unlimited access to ANZ ATM and Internet and Phone Services.


Advantages

Advantages

1. Because you will be signing up to the worldwide Visa network, you will can make transactions abroad, via the internet and over the phone.
2. For $5 a month you can make unlimited transactions.
3. Access to all ANZ ATMs, ANZ Phone and Internet Banking, Branch, Cheque and EFTPOS.
4. Benefit from ANZ Falcon monitoring which will detect suspicious behaviour.
5. Benefit from Visa's exclusive entertainment deals.
6. You can set up direct debits.
7. No credit history needed!


Disadvantages

Disadvantages

1. If you withdraw in a foreign currency you will be charged $5 + 3% of value.
2. Dishonour fee $6
3. Overdrawn fee $6
4. You must be Australian (Australian address).

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14 May 2012 23:00
Bad Credit Good Solutions
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Australia's government stuck to its target of returning the country to surplus when it set out its budget yesterday, and strategists say holding onto that target will likely provide some ongoing support for bonds and the dollar.
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30 April 2012 22:00
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